2+2 Family

8 articles • Personal finance tips and strategies for managing household with children

My Approach to Family Insurance Planning

It's the time of the year that the annual renewal of some of my family insurance policies is needed. While organizing my family's insurance policies, I thought that since I've discussed various insurance topics, why not share my family's insurance principles and strategies directly. Here I am sharing how I plan my family's insurance, with some useful

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Simple Family Income Tax Calculation Template

In Singapore for dual-income households, reasonable planning can save a lot of tax. I’ve always used a simple Google Sheet to calculate family income tax, and the results are almost always consistent with the actual tax paid. Here are some tips to share.

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How to Buy Insurance as Home Owners

Understanding mandatory fire and mortgage insurance for home owners, plus optional home insurance to protect personal property and belongings.

Opinions

Our Experience on Insurance Dispute Resolving in Singapore

This is a story about how we resolved an insurance dispute due to irresponsible agent and insurance company and protected our rights through FIDReC.

MoneyStory

Wealth Management for Ordinary Income Earning Family

In this post, I am sharing our ways to do family wealth management as an ordinary income earning family, bascially answering the following three questions: how much assets do we have? how much do we earn, spend and save? and what are our life goals?

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Government Benefits for Familities with Newborns (2025)

Comprehensive guide to Singapore's baby bonus, MediSave grants, parental leave reimbursements, preschool subsidies, and tax reliefs for newborns in 2025.

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How is the Singapore Public Health Care Subsidies Calculated

Understanding Singapore's healthcare subsidy system: how PCHI determines your subsidy rate and recent policy updates expanding coverage.

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Cope with Kawasaki Disease Financially and Invaluable Life Lessons

My son’s first hospitalization for Kawasaki disease gave me a deep understanding of the healthcare system. During the COVID-19 period, with international travel restricted, I worried about the affordability of medical care for my foreign-national parents living in Singapore, which prompted me to insure them with hospitalization policies. Later, when my family member was diagnosed with cancer and I lost my job, the first thing I did was to upgrade our family’s insurance coverage.

MoneyStory
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