Newbie Investor

Nine practical steps from Burton Malkiel's 'A Random Walk Down Wall Street': save more, build emergency funds, understand taxes, and invest wisely.

I stumbled upon a YouTuber whose content was very informative, sharing investment knowledge, methods, and promoting a healthy investment mindset. I greatly benefited from watching his videos. He summarized the knowledge of listed company categorization, which is very suitable for beginners.

Key investment theories from four finance legends: Markowitz's MPT, Sharpe's CAPM, Fama's EMH, and Bogle's CMH—and how they shape my portfolio.

My rationale for regular REIT investment: lower risk than stocks, risk hedging benefits, and confidence in Singapore's mature commercial real estate market.

Four common investment mistakes: being overly conservative, single investment channels, over-focusing on passive income early, and chasing growth in retirement.

Still, staying committed to broad-based index fund DCA remains my long-term strategy, even in volatile markets