A transparent, unbiased comparision of 101 ILP (FWD), Robo Advisor (Endowus) and direct ETF investment, with actual numbers and python scripts.
In Singapore for dual-income households, reasonable planning can save a lot of tax. I’ve always used a simple Google Sheet to calculate family income tax, and the results are almost always consistent with the actual tax paid. Here are some tips to share.
Comparing downside-protected IUL investment logic with direct index investment and 40/60 portfolios: 25-year backtest of floor-cap strategies vs market.
Analyzing Singapore property investment returns vs S&P 500 and REITs: data-driven case study with Python calculations comparing expected returns.
Our S$70K renovation budget planning. Comparing 5 different IDs' quotations
Four common investment mistakes: being overly conservative, single investment channels, over-focusing on passive income early, and chasing growth in retirement.
A personal finance tool built out of frustration with spreadsheets and the need to see the full picture — portfolio, insurance, budget, and FIRE path — all in one place.